NIFS has decades of experience working with small business. Being a business owner himself; Curt Nelson, President of NIFS understands the importance having the right coverages and paying the best price because all the different insurance a business needs adds up. Every business is different and the needs vary greatly from industry to industry; NIFS combined with RDA are experienced and prepared to customize a business insurance package that will provide the coverage your business needs and at a price that won’t bankrupt you. The following is a listing of all the different protection most businesses need today:
- Property
- Liability
- Workers Compensation (we offer pay as you go workers comp)
- Business interruption (lost income)
- Employers practices liability (protects against a lawsuit from an employee)
- Employee dishonesty (protects the employer from an employee’s misconduct or dishonesty)
- Cyber liability (protects a business against employee or customer’s personal data being compromised)
- Professional liability (provides protection for professionals ie. Lawyers, doctors, accountants etc.
- Commercial umbrella (provides extra liability insurance protection)
- Commercial Property coverage provides protection for owners of apartment buildings and commercial property.